Trending Natural Diamond Engagement Rings Under $3,500

Tell your unique love story with a forever piece without breaking the bank.

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As a sentimental symbol of a couple’s love and commitment, purchasing a natural diamond engagement ring calls for intention, thoughtful attention to detail and thorough research. From trusted jewelry names and online destinations to independent designers, there’s an extensive range that appeals to every couple and bride-to-be’s individual style. 

In addition to the personal taste of the wearer, there’s also the 4 Cs (cut, color, carat and clarity) and, of course, budget to consider (the unofficial fifth C: cost). When working with a budget of approximately $3,500, think about where the priority lies. Is the size of the stone more important or would you prefer an ornate setting? 

Start the search online. In addition to being a useful resource and educational tool, many direct-to-consumer brands allow the opportunity to customize rings: start with a setting before perusing the inventory of available loose stones organized by the aforementioned 4Cs, as well as price. Adapt a similar stance when choosing a smaller jeweler or brand, and don’t be afraid to reach out to see what they can offer in your budget. 

If you’re looking for a beautiful and affordable natural diamond engagement ring to honor the ultimate promise of a lifetime, here are some of our favorite picks to suit every unique personality and style—all under the $3,500 mark.


Classic  

Timeless designs such as the solitaire, halo and three-stone setting are always elegant choices to represent your bond. If you want the illusion of a larger center stone (at a lower cost), a pavé-set diamond halo is a popular detail to consider. Jewelers like Blue Nile and Frank Darling offer a wide-ranging selection of traditional and modern settings with the ability to personally select a natural diamond to suit your needs. 

Trending Natural Diamond Engagement Rings Under $3,500

G.St Ceremony Petite Maiden 0.50ct Diamond Engagement Ring, $2,500

Trending Natural Diamond Engagement Rings Under $3,500

Hearts on Fire Vela Halo Ring, $3,150

Trending Natural Diamond Engagement Rings Under $3,500

James Allen round diamond pavé rope engagement ring, $2,910

Trending Natural Diamond Engagement Rings Under $3,500

Jared Diamond 3-Stone Ring in 14K gold, $2,999

Trending Natural Diamond Engagement Rings Under $3,500

Jessie Thomas Solitaire and Gold Surround Diamond Ring, 1,600 GBP

Trending Natural Diamond Engagement Rings Under $3,500

Mejuri Princess Cut Diamond Bold Beaded Ring, $3,500

Trending Natural Diamond Engagement Rings Under $3,500

The One I Love The Zoe, $2,850


Modern  

Minimalists will appreciate these sleek beauties. Architectural elements, clean lines and sensual curves feature prominently, as do off-kilter stone placements. Perhaps the bride may prefer an eternity band featuring fancy-cut natural diamonds—a stunning option that can’t be refused. 

Trending Natural Diamond Engagement Rings Under $3,500

Material Good Small Multi-Shape Half Band, $2,950

Trending Natural Diamond Engagement Rings Under $3,500

Nikos Koulis Feelings Ring with Baguette Diamond, $3,025

Trending Natural Diamond Engagement Rings Under $3,500

Noémie The Connecting Solitaire Pavé Ring, $2,250

Trending Natural Diamond Engagement Rings Under $3,500

Ila Farley Ring, $3,410

Trending Natural Diamond Engagement Rings Under $3,500

Kinn Solis Ribbed ring, $2,280


Romantic  

For the romantic at heart, ethereal designs are the ones that capture their imagination. Look for delicate designs, floral and nature-inspired motifs, and even dreamy rose-cut stones to imbue a sense of subtle sparkle. For lovely ring assortments at accessible prices, be sure to explore Jennie Kwon and Catbird.  

Trending Natural Diamond Engagement Rings Under $3,500

Catbird Leda the Swan, $3,400

Trending Natural Diamond Engagement Rings Under $3,500

Grace Lee Rose Cut Petite Straight Lace Band, $1,888

Trending Natural Diamond Engagement Rings Under $3,500

Jennie Kwon Champagne Diamond Solitaire Echo Ring, $2,372

Trending Natural Diamond Engagement Rings Under $3,500

Tomfoolery Mini Round Trilogy Diamond Solitaire Ring, 1,235 GBP

Trending Natural Diamond Engagement Rings Under $3,500

Héloïse et Abélard Ring Léonie, $3,000


Vintage-Inspired  

Designs that allude to the past innately possess an heirloom quality. Whether geometric art deco or antique-inflected cluster styles, vintage-inspired engagement rings are at the charming intersection of old-meets-new. For something even more authentic, go straight to the source and shop from specialized antique and vintage jewelry shops; a one-of-a-kind sparkler may just be “the one.” 

Trending Natural Diamond Engagement Rings Under $3,500

Croghan’s Jewel Box 0.55ct Baguette Diamond Invisible Set 18K White Gold Ring, $3,020

Trending Natural Diamond Engagement Rings Under $3,500

Selim Mouzannar Beirut Diamond Ring, $3,440

Trending Natural Diamond Engagement Rings Under $3,500

Sethi Couture Moderne Rose Cut Diamond White Gold Ring, $2,970

Trending Natural Diamond Engagement Rings Under $3,500

Single Stone Quincy Ring, $3,200

Trending Natural Diamond Engagement Rings Under $3,500

Jessica McCormack Signature 0.30ct Heart-Shaped Diamond & Blackened Gold Button Back Ring, $3,370


Non-Traditional  

Have your heart set on something less traditional? You might gravitate towards a moody black diamond, a hypnotizing salt and pepper stone or perhaps a colored gemstone to sit alongside a natural diamond in a toi et moi update. An unexpected artistic setting is also a special take on the engagement ring. Whatever you decide on, let it be something you cherish now and forever. 

Trending Natural Diamond Engagement Rings Under $3,500

Ashley Zhang Emerald and Asscher Cut Diamond Rolling Ring, $3,300

Trending Natural Diamond Engagement Rings Under $3,500

Bario Neal Gale Rose Cut Champagne Diamond Ring, $1,790

Trending Natural Diamond Engagement Rings Under $3,500

Sycamore Studio Roebling 1.59ct Square Salt & Pepper Engagement Ring, $3,360

Trending Natural Diamond Engagement Rings Under $3,500

Jennie Kwon Diamond Wave Ring, $2,421

Trending Natural Diamond Engagement Rings Under $3,500

Mociun Orion Ring with Black Diamonds, $2,950

Trending Natural Diamond Engagement Rings Under $3,500

Selim Mouzannar Mina Black Ring with Diamonds, $2,190

Natural Diamond Council (NDC) is a not-for-profit organization dedicated to promoting and protecting the integrity of the natural diamond industry worldwide. NDC serves as the authoritative voice for natural diamonds, inspiring and educating consumers on their real, rare and responsible values.